Flooding can happen in a flash, and you’ll need to know if contents coverage is part of your flood insurance. Despite weather and other potential warnings, there is not much that can be done to prevent such a devastating event. Moving items to higher ground could prevent some damage but overall larger items may not be saved. With water rushing through doors and windows, safety is the first concern. Beyond that, closely assessing the damage and determining what your insurance company will do to help is the next step. [Read more…]
What Contents Coverage in Your Homeowner Policy Does Not Cover
Have you purchased a large household item or expensive jewelry lately? Was it added to your homeowners policy? Many homeowners purchase contents coverage and for years never revisit and review what is covered. Contents coverage can involve a wide array of personal items you would never want destroyed. You need to be familiar with your policy to ensure proper coverage in case of theft, fire or any other major emergency or disaster. [Read more…]